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Expert System for Saving Product Selection for Clients of OVB Allfinanz, a.s.
Bednářová, Zuzana ; Macháček, Jiří (referee) ; Rejnuš, Oldřich (advisor)
This Master´s thesis deals with the topic of optional saving for retirement. The pension schemes of selected European countries and of the Czech Republic are described. Also the current situation and the problems these schemes are facing are analyzed. The thesis focuses on the forthcoming pension scheme reform in the Czech Republic. Further, the possible ways of the complementary pension scheme pillar financing using saving products are analyzed in detail. The objective of the thesis is to design an expert system for optimal saving product selection according to client´s individual requirements.
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Comparison of Saving Products on Czech Market
PAVLÁSKOVÁ, Terezie
The bachelor thesis focuses on bank saving products that are offered on the Czech market. In the initial part, the history and the structure of the banking system are explained. Selected products are thoroughly described. A questionnaire survey has been conducted as a part of the field study. During the survey, respondents were asked about their income, how much of it they regularly put aside and which financial products they use for savings. At the very end of the thesis, five the most common ways of saving were selected and used for comparison according to the preferences and requirements of a particular respondent. The comparison was perfrormed using multiple-criteria decision methods (specifically WSA method and scoring method). The recommendation of the most suitable saving product was compared with the answears form the survey. Liquidity, risk, interest rate and annual fee, or the state contribution were chosen as the criteria of comparison.
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Investment instruments
Mrázek, Jan ; Pokorný, Jan (advisor) ; Hraba, Zdeněk (referee)
1 Abstract Title of the thesis: Investment instruments The main purpose of this thesis is to analyze various investment instruments, their markets and their feasibility as an alternative to saving products. Secondary purpose of this thesis is to define a model investor, create reasonable and fitting investment strategy for them and introduce examples of investment portfolios that fulfill the strategy. The thesis is divided into two main chapters, each of which analyzes investment instruments from different perspectives. Chapter One introduces the instruments in general and describes their key characteristics, their legal regulation and brief history. One subchapter is dedicated to explaining motives driving the participants of financial markets. Another subchapter categorizes the investment instruments and divides them into distinct groups. Last subchapter investigates the financial markets themselves and describes their types, structure and functions. Chapter Two introduces a model investor and describes their particular motives for investing. Two subchapters analyze historical development of selected instruments and saving products and then compare the results. In the last subchapter assumptions are made about various products' feasibility for the model investor. Specific investment strategy for the model...
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Investment instruments
Mrázek, Jan ; Pokorný, Jan (advisor) ; Hraba, Zdeněk (referee)
1 Abstract Title of the thesis: Investment instruments The main purpose of this thesis is to analyze various investment instruments, their markets and their feasibility as an alternative to saving products. Secondary purpose of this thesis is to define a model investor, create reasonable and fitting investment strategy for them and introduce examples of investment portfolios that fulfill the strategy. The thesis is divided into two main chapters, each of which analyzes investment instruments from different perspectives. Chapter One introduces the instruments in general and describes their key characteristics, their legal regulation and brief history. One subchapter is dedicated to explaining motives driving the participants of financial markets. Another subchapter categorizes the investment instruments and divides them into distinct groups. Last subchapter investigates the financial markets themselves and describes their types, structure and functions. Chapter Two introduces a model investor and describes their particular motives for investing. Two subchapters analyze historical development of selected instruments and saving products and then compare the results. In the last subchapter assumptions are made about various products' feasibility for the model investor. Specific investment strategy for the model...
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An analysis of a savings products with state support impact on state budget
Janovská, Jana ; Spiesová, Daniela (advisor) ; Jana, Jana (referee)
This diploma thesis deals saving products with state support and analyses their impact on the state budget. In the theoretical part presents housing policy and social policy of the Czech Republic. Provides saving products with state support. This includes building society account, earlier pension insurance and current complementary pension saving only. These forms of savings are analysed in practical part of this thesis. It introduces the development of the state contribution and introduces the changes, that affect the behaviour of savers. Presents a list of advantages and disadvantages of these products. In closing studies the direct and indirect impact on the state budget.
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Expert System for Saving Product Selection for Clients of OVB Allfinanz, a.s.
Bednářová, Zuzana ; Macháček, Jiří (referee) ; Rejnuš, Oldřich (advisor)
This Master´s thesis deals with the topic of optional saving for retirement. The pension schemes of selected European countries and of the Czech Republic are described. Also the current situation and the problems these schemes are facing are analyzed. The thesis focuses on the forthcoming pension scheme reform in the Czech Republic. Further, the possible ways of the complementary pension scheme pillar financing using saving products are analyzed in detail. The objective of the thesis is to design an expert system for optimal saving product selection according to client´s individual requirements.
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Inovace produktu v podmínkách banky
Procházková, Jitka
This bachelor thesis deals with the analysis and comparison of selected savings and payment banking products offered to children by three largest banks operating on the banking market in the Czech Republic, the Federal Republic of Germany and in Great Britain. The reader is informed about the banking markets of chosen countries and is familiarized with payment and deposit products, which children can use. Based on the findings of this thesis is recommended for Czech banks an innovation in savings and payment banking products for children.
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